| 아래 정보는 2016~2017 University of Chicago F-1 비자 기준이며, 연간 학교 보험료는 $3,615입니다. 이 조건에 만족한 플렌으로 가입시 연간 $2,500정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
학교보험 / UHC보험 비교정보 안내
 | University of Chicago 보험회사 : United Healthcare |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 90% / 70% | 80% / 70% | 90% / 70% |
| Deductible | $500 per year | $100 per year | $50 per year |
| Mental Health Care | 90% / 70% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% / 0% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $3,615 | $1,088 | $1,240 |
University of Chicago 학교보험 기간 / 금액
| Annual 09/01/16-08/31/17 | - | Per Quarter | |
| 학교보험료 | $3,615 | - | $1,205 |
* 보험 UHC Plus Plan 가입 시 학교보험을 가입하시는 것보다 약 $2,500정도 보험료를 절감하실 수 있습니다.
University of Chicago Waiver Requirement
Your alternate insurance plan must meet all of the following criteria for you to waive U-SHIP enrollment. Your waiver application will be denied if your plan does not provide all of the following.
- Non-emergency as well as emergency care provided in the Chicago area
- If you will be studying abroad, routine and emergency care—and all coverage requirements noted here—must be provided in the local area where you will be studying/residing
- Treatment for pre-existing conditions (with no waiting periods or exclusions)
- Essential health benefits as defined by the Affordable Care Act (ACA) (see details below)
- Plan has a claims administrator based in the U.S., a U.S. telephone number and address for submission of claims, and the insurance policy must have been issued in the U.S.
- Coverage for medical evacuation and repatriation expenses
- Required for all F1 / J1 students
- Required for all other students ONLY when they will be studying / traveling / doing research outside of the United States during the current academic year
- Active coverage from the day students arrives on campus through August 31, 2017 or the end of their academic program (whichever comes first)
- Must have an annual out-of-pocket maximum limits of < $6,850 for individual insurance plans or < $13,700 for family insurance plans.
In addition to the criteria noted above, all alternate insurance plans must include the following benefits as required by ACA:
- Outpatient care (ambulatory patient services)
- Emergency services
- Hospitalization (treatment for inpatient care)
- Mental health services and addiction treatment
- Prescription drugs
- Maternity and newborn care
- Rehabilitative services and devices
- Laboratory services
- Inpatient mental health care
- Preventive services, wellness services, and chronic disease treatment
- Pediatric services