| 아래 정보는 2015~2016 Smith College F-1 비자 기준이며, 연간 학교 보험료는 $2,192 입니다. 이 조건에 만족한 플렌으로 가입시 연간 $1,100 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다. |
학교보험 / UHC보험 비교정보 안내
 | Smith College 보험회사 : UnitedHealthcare |
| Insurance Provider | 학교보험 | UHC Plus | UHC Preferred |
| Maximum Benefit | Unlimited | Unlimited | Unlimited |
| In / Out of Network | 100% / 80% | 80% / 70% | 90% / 70% |
| Deductible | $100 / $150 | $100 per year | $50 per year |
| Mental Health Care | 100% / 80% | 80% / 70% | 90% / 70% |
| Preventive Care | 100% | 100% | 100% |
| Pre-Existing Condition | Covered | Covered | Covered |
| Annual Insurance Rate | $2,192 | $1,088 | $1,240 |
Smith College 학교보험 기간 / 금액
| Annual 08/15/15-08/14/16 | Spring 01/15/16-08/14/16 | ||
| 학교보험료 | $2,192 | $1,258 |
* 보험 UHC Plus Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,100 정도 보험료를 절감하실 수 있습니다.
Smith College Waiver Requirement
International students can not waive coverage unless they are currently insured by a plan of comparable coverage underwritten by a U.S.-based carrier.
- Will your current plan cover medical care beyond emergency services (i.e. doctor's office visits; diagnostic testing, labs and x-rays; and prescription drugs) in the Five College area?
- Does your plan have a high deductible that must first be met before your plan will pay for services received?
- Does your health plan have doctors and hospitals in the Five College area?
- Will your current plan cover inpatient and outpatient mental health and counseling services in the Five College area?
- If you are able to receive care, will you have to pay upfront and then seek reimbursement?
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