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아래 정보는 2016~2017 Penn State University F-1 비자 기준이며, 연간 학교 보험료는 $3,296입니다.
이 조건에 만족한 플렌으로 가입시 연간 $2,200 정도의 보험료를 절약하실 수 있습니다.
유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

학교보험 / UHC보험 비교정보 안내

Penn State University 보험회사 : Aetna Student Health Agency Inc.

Insurance Provider	학교보험	UHC Plus	UHC Preferred
Maximum Benefit	Unlimited	Unlimited	Unlimited
In / Out of Network	90% / 70%	80% / 70%	90% / 70%
Deductible	$400 per year	$100 per year	$50 per year
Mental Health Care	90% / 70%	80% / 70%	90% / 70%
Preventive Care	100% / 70%	100%	100%
Pre-Existing Condition	Covered	Covered	Covered
Annual Insurance Rate	$3,296	$1,088	$1,240

Penn State University 학교보험 기간 / 금액

	Annual 08/10/16 – 08/09/17	Fall 8/10/16 – 01/09/17	Spring/Summer 01/10/17-08/09/17
학교보험료	$3,296	$1,380	$1,916

* 보험 UHC Plus Plan 가입 시 학교보험을 가입하시는 것보다 약 $2,200 정도 보험료를 절감하실 수 있습니다.

Penn State University Waiver Requirement

For international students and their accompanying dependents, a comparable health insurance plan will:

US Carrier or entity approved to do business in the USA and ACA compliant;
100% preventive care and contraceptive coverage (Preventive examinations, immunizations and screening tests, as required by the ACA and the State of Pennsylvania for Student Health Insurance Plans);
Coverage for both accident and sickness;
Coverage for pre-existing conditions with no waiting period;
Deductible no greater than $500;
Coverage for all essential benefits without a limitation;
Pregnancy as any other illness or injury;
Unlimited annual benefits;
Inpatient and outpatient mental health/substance abuse as any other condition;
No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide;
Prescription drug coverage with unlimited annual benefits;
Worldwide coverage;
$3,000 In-Network out-of-pocket maximum;
$15,000/$30,000 Out-of-Network out-of-pocket maximum;
OR U.S. employer sponsored health insurance in place of standards 1-14;
And Medical evacuation ($100,000/Repatriation ($50,000) limits.
My comparable health insurance coverage will remain in force throughout the 2016-2017 academic year (August 10, 2016 - August 9, 2017). The coverage must be effective on the Penn State student health insurance plan effective date or the effective date of arrival to the United States (which ever date is later).
The waiver applicant must understand that they are responsible for payment of all fees for medical and mental health treatment not covered by their health insurance plan (including but not limited to deductibles, copays, coinsurance and the expenses above my policy maximums and benefit limits.) They must understand that some health facilities, including University Health Services, may require payment at the time treatment is provided.